Payments with Visa, Visa Electron or MasterCard cards
Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. For the payments made with Visa, Visa Electron or MasterCard cards, Paytrail Oyj appears as the payee on the card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license..
- Paytrail Oyj, Finnish business ID: 2122839-7
- Address: Innova 2, Lutakonaukio 7, 40100 Jyväskylä, Finland
- Phone: +358 (0) 207 181830
Online banks
The payment brokerage service related to online bank payments is implemented by Paytrail Oyj (2122839-7) in cooperation with Finnish banks and credit institutions. From the user’s point of view, the service works just like traditional online payment.
Collector invoice/part payment
You can pay for your purchases up to €2,000 with the Collector Invoice/Instalment service. For the Collector Invoice, you always get an interest-free* payment period of at least 30 days and up to 60 days.
The invoice is therefore due for payment only on the last day of the calendar month following the purchase date. (*Payment time interest is 0%, and an invoicing fee of €2.95 is added to the first invoice)
You can pay off the entire balance of the invoice on the due date or, if you wish, you can choose instalments of 1-36 months. The instalment payment starts automatically after you have paid the minimum instalment amount indicated on the invoice. If you wish, you can also pay in larger instalments or pay off the entire balance at once.
The instalment interest is 1.6% per month, which corresponds to a nominal annual interest rate of 19.20%. An account management fee of €2.95 per month is added to the bill, in which case the effective annual interest calculated for the purchase of €1,000 is 21.3%.
When you choose Collector Invoice/Part Payment, you will always receive the products you ordered at home before paying for them. This brings flexibility and security to the processing of exchanges and returns.
The Collector Invoice/Partial Payment can be used by a person who has reached the age of 20 and has impeccable credit. We do a credit check when ordering. Late payments and unpaid invoices will be charged a reminder fee of 5 euros and 1.6% monthly interest for the delayed period.
You can get the complete terms of the Collector Invoice/Part Payment from the following links: